Rhode Island Senior Living
Rhode Island senior living is a mixed bag when it comes to retiring within its minuscule borders: it is not particularly tax-friendly but it offers a cultural diversification and big-city conveniences that no other state can claim. Overflowing with history, personality and charm, Rhode Island is the smallest state in the Union with only 1,045 square miles between its borders. Most people don't know this, but Rhode Island's small land mass offers some fantastic beaches and recreational amenities, which are still surprisingly undiscovered.
The United States Census Bureau declared in 2011 that 13.3% of America's population is over 65 and that number is climbing. The senior population of Rhode Island weighs in at 14.7%, which is quite a number for such a small area. This means an excellent spread of options abound when it comes to senior living in Rhode Island. For those looking for a charming, but active retirement options, Rhode Island is just the place to start looking!
Rhode Island Assisted Living Costs
Assisted Living Facilities are regulated and licensed by the state Department of Health. They are each required to have at least one employee on premises and awake 24 hours a day, and all staff members must pass a background check among other specifications. An Assisted Living Facility may be called by something else in Rhode Island, such as a board and care residence as long as it's licensed and meets the state's established definition of assisted living care.
The median monthly cost of independent living in Rhode Island is $2,579 with a range between $1,700 to $3,450 depending on location mostly (Providence is most costly) but also amenities and the type of housing. *From the SeniorHomes.com 2012 Independent Living Cost Survey. (http://www.seniorhomes.com/p/independent-living-costs/)
Retiring in Rhode Island
Kiplinger considers Rhode Island as less on the tax-friendly side to retirees than other states. It taxes Social Security benefits as well as almost all sources of retirement and personal income. It did drop its top rate income tax from a choke-inducing 9.9% to a much gentler 5.99%, however, and low-income seniors are eligible for some moderate tax relief where property tax is concerned. This is in the form of a $300 tax credit for those homeowners 65 and older with an income less than $30,000 who are up to date on their payments and full-time residents of Rhode Island for the entire tax year.
Did you know that..?
- Rhode Island's history started in 1636
- Its official nickname is the Ocean State and boasts 400 miles of coastline
- R.I. claims a unique blend of American and Mediterranean communities
- Railroad Retirement benefits are tax exempt *www.kiplinger.com
Best Cities for Retirement in Rhode Island
Rhode Island's cost of living is slightly higher than the national average and the taxes are not the most forgiving, but the charm and welcoming attitude of the state cannot be denied. It is definitely geared towards the mature while offering the fare of the young-at-heart. Portsmouth was voted as #4 in the list of Most Romantic Cities for Baby Boomers and #5 for America's Best Cities for Foodies (those people with gourmet sensibilities). Both Warwick and offer mild summers that hover around 73 degrees and winters that chill nicely at 28 degrees. Perfect for that fireplace or lodge get-away.
Health Care in Rhode Island
There are 25 consumer hospitals in the Ocean State, not including medical clinics and emergency centers. If Rhode Island does not have what you need or want, four other states border it and offer a wider selection.
Quick Medical Guide for Rhode Island:
Activities for Seniors in Rhode Island
As the first state to declare its independence from British rule, the State of Rhode Island and the Providence Plantations, its full name, is packed to the gills with historical significance and pride. There is a great deal to see and do and it's vastly claimed by the Boomers who enjoy its unspoiled areas, waterfront communities and old mill towns. It still displays its old mansions and if the relaxation of water-based activities does not excite you, then the bustle of busy Newport should keep you on your toes. As your heart desires, so does the Ocean State provide almost literally a hop, skip and a jump away.
Humid continental with four distinct seasons, the Ocean State enjoys moderation around the coastline but cold winters and hot, humid summers. Curious about the weather in Rhode Island right now? Take a look at the current temps in Rhode Island.
Sharp Seniors has 9 Senior Living Facilities in Rhode Island
- 9 of them offer Senior Living
- 8 of them offer Alzheimer's Care
- 8 of them offer Assisted Living
- 7 of them offer Respite
- 1 of them offer Short Term/ Rehabilitative Service
- 1 of them offer Skilled Nursing Facility