Senior Living in Oregon
Oregon, like the rest of the Pacific Northwest, is home to some of the most beautiful terrain in the country. Waterfalls, mountains, rivers and a gorgeous coastline come together to make a state that pulls visitors from across the country.
Seniors living in Oregon offers seniors the great outdoors at their fingertips, from the majestic Cascade Mountains and lush evergreen, Douglas firs and redwood forests, to Mount Hood and Crater Lake National Park. Retirees can also indulge their palates, trying the state’s famed salmon catch, or touring its widespread small breweries.
Oregon senior living is known for its diverse options in both health care and pricing. In fact, the number of senior communities has drastically increased over the years thanks to Oregon’s growing senior population.
Cities with Senior Living Centers in Oregon
Oregon Assisted Living Costs
Assisted living in Oregon is regulated by the Seniors and People with Disabilities department of Oregon’s Health department to help ensure high quality care, and all staff members have to pass a background check before they begin work. If you or your family have any complaints about your Oregon assisted living care, you can contact the Office of the Long-term Care Ombudsman, an office dedicated entirely to the issues of the state’s elderly residents.
Monthly independent living costs run from about $1,350 to $3,287, and the fluctuation in price is largely due to location. Most of the independent living in Albany, for example, is under $2,000, while independent living in Roseburg is usually a little over $2,000. *From the SeniorHomes.com 2012 Independent Living Cost Survey. (http://www.seniorhomes.com/p/independent-living-costs/)
Retirement in Oregon
Oregon’s income tax brackets run from 5% to 9.9% for those making over $125,000. While Oregon’s income tax rates might seem high at first glance, the state makes up for it in a big way: no sales tax. Oregon has absolutely no state sales tax on anything! Talk about decreasing the cost of living in a state. Your purchases will be a lot cheaper than they would be anywhere else.
Oregon doesn’t charge taxes your Social Security benefits, so you can collect those without worry. Oregon will tax your pensions; luckily there are exemptions for seniors who meet certain income requirements. The state will tax your pensions as income unless you’re receiving a pension from the United States government. You can also often file for exemptions on the state’s property taxes due to your senior status.
Did You Know…?
- Oregon is classified by Kiplinger as a non tax-friendly state.
- Some seniors may be eligible for a retirement income credit on Oregon tax returns
- The Senior Citizen Property Tax Deferral Program was enacted as a distinct form of inheritance tax and was meant to give families a discount on inherited property.
Best Cities in Oregon for Retirement
Oregon managed to snag two spots on New York Times’ “Where to Live to Avoid a Natural Disaster” list! Corvallis, OR was the #1 metro area with the lowest risk of natural disaster, and Salem, OR came in at #7! Corvallis was also ranked #5 on a list of the most secure places to live in 2011, a list that evaluates crime, accidental death, unemployment, and property value. Go Corvallis! *
On a survey looking for the best cities for seniors, Portland came in #8. The survey depended on factors like transportation, healthcare, social environments, housing, the economy, and crime rates. Combine that with Portland‘s #7 ranking on a list of most playful cities in America, and Oregon provides the safety and entertainment you’re looking for.
Health Care in Oregon
Oregon has over 65 hospitals and medical centers. The Oregon Health and Science University is nationally ranked thanks to its high standard of performance.
With the implementacion of the Affordable Care Act, Oregon seniors will be able to enjoy more options for reasonably priced health care and prescription drug costs. The law allows for more affordable Medicare prescription drug coverage as well as adding free preventive care to the overall healthcare plan.
Quick Medical Guide for Oregon:
Local Activities and Weather
Oregon is not a state created for those who love to be inside: tourists come from all over the country to visit Oregon’s natural attractions. In fact, there are a ton of options for seniors living in Oregon. Crater Lake National Park is one of the most widely visited parks in Oregon, with shockingly blue water and remnants of a volcano. If festivities and festivals are more your style, Ashland, OR plays host to the Oregon Shakespeare Festival every year; it’s one of the most popular events in Southern Oregon.
The weather in Oregon largely depends on the climate you end up picking to live in. Because the state is so diverse, it’s hard to give a cut and dry account of the weather. For the most part, the weather in Oregon is relatively mild. Certain portions of the state experience extreme heat and cold, but luckily for you, these areas are very lightly populated. The largest metropolitan areas in Oregon seem to avoid most of the drastic weather. Check out Oregon’s current weather!
Featured Oregon Community
|Town Center Village in Portland offers a professional, but family-like senior care environment that includes assisted or senior living as well as a skilled nursing services.|