Kentucky Senior Living

I don’t want to be accused of spilling the retirement beans here, but senior living in Kentucky really is one of the best kept retirement secrets in the U.S. In fact, the state is continuously increasing its certified retirement communities due to high demand. What really makes Kentucky a great place for anyone looking for excellent senior living options is its low cost of living and varied recreational activities.

Nestled in the foothills of the Appalachian Mountains, Kentucky senior living offers a variety of assisted living options for anyone looking for an active retirement lifestyle in a beautiful environment with a moderate climate. 

Kentucky Assisted Living Costs

Although prices can vary depending on location and care necessities, the average monthly cost of independent living in Kentucky is $2,339 with a minimum cost of $1,700 and a maximum cost of $3,175. *From the SeniorHomes.com 2012 Independent Living Cost Survey. (http://www.seniorhomes.com/p/independent-living-costs/)

The assisted living sector in Kentucky is regulated by the Cabinet for Health & Family Services and the Department for Aging & Independent Living.

Retirement in Kentucky

Kentucky has a lot to offer anyone looking to retire in the mid-west region. Not only does the Bluegrass State offer many retirement possibilities, but the state also offers a lot of bang for your buck.

According to Best Places, Kentucky’s cost of living is 12.40% lower than the national average. It’s also considered a tax-friendly state for its many tax exemptions for seniors.

Did you know that…?

• Homeowners in Kentucky that are older that 65 and veterans can qualify for a homestead exemption *www.kiplinger.com
• Kentucky Social Security tax benefits are exempt from state income taxes. *www.kiplinger.com
• Kentucky exempts up to $41,110 per person of a wide variety of retirement income, including public and private pensions and annuities. *www.kiplinger.com
• The Tax Foundation ranked Kentucky 25th among the states in 2008 in terms of the overall state and local tax burden.

Best Cities in Kentucky for Retirement

Kentucky offers many serene and scenic options for seniors and various cities are thriving thanks to their senior living sector. According to the 2009 U.S. Census Bureau, Kentucky has a senior citizen population of 13.3%, which is slightly higher than the national average. Some cities like Glasgow, Danville, Campbellsville, Madison, Maysville, Murray, Morehead, and Richmond have already been certified as official retirement communities.

Berea is one of the fastest growing towns in the state and is making a name for itself as a great place to retire. Bowling Green made the 2007 list of 'Top Ten Value Towns' for retirees. And let’s not forget about Louisville! For those looking for small town charm, but with an active community and ample culture, Louisville offers a great location for retirees. This lively city caters directly to the retirement crowd with a strong focus on senior services that are meant to foster a sense of strong community

Health Care in Kentucky

There are 130 hospitals and medical centers in Kentucky, one of which, University of Kentucky Albert B. Chandler Hospital in Lexington is nationally ranked. Seven state hospitals in Kentucky are ranked for high performance within the state.

Quick Medical Guide for Kentucky:

• A Complete List of Local Hospitals and their rankings
• Consumer Reports: Consumer Rated Hospitals in Kentucky

Activities for Seniors in Kentucky

Although technically not in the "deep south", Kentucky still manages to have that perfect mix of southern hospitality mixed with an east coast rhythm. Active communities and varied lifestyles make any part of Kentucky a pleasant choice for retirees. The northern part of the state has the majestic Applachian Mountains to explore, perfect for hikers and strollers alike, while famous local events like the Kentucky Derby never disappoint.

At the southern end of the state, you’re close enough to Nashville just in case you’re in desperate need for some good old country music. Kentucky has numerous senior organizations like Senior Services of Northern Kentucky that work to build close communities of seniors. They provide activities and social interaction for many seniors in the area.

Local Weather

Kentucky’s climate is considered fairly moderate, but humid and it does have an abundance of rainfall year-round. The summer months can be hot and sticky, but the areas around the mountains generally experience a cooler climate than the rest of the state. Check out current Kentucky weather!

Sharp Seniors has 12 Senior Living Facilities in Kentucky

• 12 of them offer Senior Living
• 8 of them offer Respite
• 8 of them offer Assisted Living
• 5 of them offer Alzheimer's Care