Delaware Senior Living
Nicknamed the "First State" for being the first in the Union to ratify the Constitution back in 1787, Delaware has since become known for a number of exciting things. While small in terms of square miles (second only to Rhode Island), Delaware is big where it counts including natural beauty and strong retiree appeal as one of the most tax-friendly states for those savvy seniors ready to retire. Delaware senior living is a good choice for those seniors looking for an affordable retirement destination.
According to the 2011 US Census Bureau's national average of just over 13%, Delaware boasts a senior population of 65 and older at 14.7%. That means there are a lot of comfortable options for senior living in Delaware with many facilities that value its seasoned citizens.
Delaware Assisted Living Costs
Assisted Living in Delaware is regulated by the Delaware Department of Health and Social Services and must receive licensing to operate legally. The facilities and all employees go through a stringent background check to help keep senior citizens safe and healthy. Both Assisted and Independent Living Facilities include three meals a day in a communal dining room and other amenities.
There are a good number of Assisted Living and Independent Living Facilities in and around Delaware. The median monthly cost of Independent Living Facilities in Delaware is $3,242 with the lowest at $3,000 and the highest at $3,483. *From the SeniorHomes.com 2012 Independent Living Cost Survey. (http://www.seniorhomes.com/p/independent-living-costs/)
Retirement in Delaware
Thanks to no sales tax and moderate income taxes (the high-range of income taxes is 6.75% on $60,000+) plus other income and tax breaks for the citizen 65 and up, Delaware has a great deal to offer the senior wishing to enjoy the beauty of the land and engage in all that the First State has to offer. The cost of living in this small state is slightly higher than the national average overall while the annual salary is almost $2,000 higher than the national average. *www.cityrating.com
Delaware is ideally situated close to other major states and cities, offering the convenience of such places as Baltimore or Philadelphia without the expense of living in those areas.
Did you know that...?
- Hockessin, DE was ranked #6 in nation as one of the Best Cities for Seniors in 2005. *www.bestplaces.net
- Delaware has no State or Local Sales tax and Income Taxes are moderate. *www.kiplinger.com
- 65+ homeowners in Delaware are eligible for a credit equal to half of the school property taxes, up to $500.
- 60+ taxpayers can exclude up to $12,500 of qualified pension income and investments. *www.kiplinger.com
Best Cities for Retirement in Delaware
Dover is the capital city of the First State and also enjoys a lower cost of living than the national average. Dover claims the NASCAR International Speedway and many miles of gorgeous beaches. Growth is positive while the economy remains strong. Newark is another excellent option with a small-town feel, friendly atmosphere and moderate climate. The unemployment rate is 1.7% below national average and growth is positive. Newark enjoys many parks and performance centers or theaters plus heritage museums. As the state only takes two hours to cross by vehicle, almost everything is available via short commute.
Health Care in Delaware
There are some 20 consumer hospitals in Delaware, a good saturation for its square mileage. Some recent changes have been applied to Medicare in this state so please see the Delaware Health Care Commission website to find out if they might affect you.
Quick Medical Guide for Delaware:
- The Delaware Health Association website
- A complete list of hospitals in Delaware
- Delaware's Health Organizations
Activities for Seniors in Delaware
Delaware assisted living centers will often plan a variety of events for communal enjoyment in addition to what residents may request while Independent Living Facilities may or may not include this service depending on the facilities. Delaware is a small land rich in history and historical significance. No sales tax keeps shopping a popular pastime while many seniors enjoy fishing with both freshwater and saltwater options. There are annual events for food-lovers and community events for the more whimsical like the Rehoboth Beach Chocolate Festival and the World Champion Punkin Chunkin (as seen on the Science Channel). There are beaches to explore, museums to peruse, and NASCAR races to catch in Dover at the International Speedway.
Part of the Atlantic Coastal Plain, the ocean plays a large part in the moderation of climate; yet despite its diminutive scale, the state claims a considerable variation between snowfall and mean temperature from one county to the next depending on elevation. This difference allows Delaware to support a wide range of vegetation and tree species. See Delaware's current weather right now.
Sharp Seniors has 1 Senior Living Facilities in Delaware
- 1 of them offer Respite
- 1 of them offer Alzheimer's Care
- 1 of them offer Senior Living
- 1 of them offer Assisted Living