How to Choose a Retirement Home in West Virginia
West Virginia, which also goes by the moniker “the Mountain State,” is a fantastic place for retirement. Few other states can match the stunning natural beauty of West Virginia and the Appalachian Mountains.The rugged wilderness of West Virginia is suitable for active seniors, but also those who are less physically able. It’s a great place to just sit back and enjoy the views. The outdoor activities possible for the more capable are plentiful. You can try skiing, white water rafting, hiking, hunting, and even spelunking. But choosing where in West Virginia to retire is a big decision. Take your time and the advice below to be sure that you have no regrets later.
Make a List
Order your wants and needs for a retirement spot from most-to-least important. It’s a good idea to think about these things before you start looking. For instance, if you know you need to be a short drive from an airport, there’s no sense in looking at a facility tucked away in a remote valley. Keep your list with you and add to it whenever you think of something else that may be important. When you feel you’ve considered everything, analyze your list and make sure you feel that it’s in the correct order.
Make a Budget
To avoid the tragedy of running out of money too soon, making a detailed budget is crucial. Too many seniors limit their financial planning and end up out of money. The last thing you want to do is go back to work! First, make a careful accounting of everything you have including savings, pensions, social security, and if you’re planning to sell your current home, the money from that sale.
With all of your assets in mind, settle on a monthly budget for your retirement that will cover room and board, activities, extra services, health care, entertainment, recreation, and travel. The more thorough you are, the more prepared you’ll be.
Make a Visit
Based upon your prioritized list and your budget, start to visit the areas of West Virginia that interest you. Tour all of the facilities in these areas that fit your budget. When visiting them, ask lots of questions about payment, contracts, facilities, services, and activities.
It’s important to know all the details of your potential new home and one of the most crucial is understanding the real cost. Many places charge extra for services, so to remain true to your budget, make sure they are very clear about the cost of everything.
Make a Decision
Making a final decision can be stressful. If you’re making the move alone, it might be a good idea to have a friend or family member come along with you to tour your facilities of interest. It can be a great relief to have a second or third opinion when making such a big decision.
If there’s a contract to sign for the retirement home of your choice, read it very carefully and ask for clarifications if you need them. Ask a friend or your lawyer to read it as well, just to be sure you fully understand what you’re signing.