How to Choose a Retirement Home in Minnesota
Minnesota probably doesn’t jump to the forefront of most people’s minds when considering a retirement destination. Maybe it’s because you’ve always lived here, or maybe your children and grandchildren live in the Twin Cities. But those aren’t the only reasons to retire in Minnesota.
While better known for its long snowy winters, the summers here can be hot and sunny. There are plenty of lakes, rivers, and rugged outdoors for fishing, paddling, swimming, hiking, and camping. Cosmopolitan Minneapolis is for those who appreciate culture, arts, world class dining, and a thriving nightlife. Duluth, far to the north, is a nice mid-sized city where 34% of the population is over the age of 50.
Whatever your reasons are for retiring to Minnesota, there are several things you must consider and do to prepare for finding the best facility for your needs.
Good Planning Takes Times
Making a decision about a retirement facility is a big one. You’re probably planning for this to be your last home purchase or rental, so take plenty of time to carefully consider all of your options. Ensure you’re making the right choice.
Evaluate Your Priorities
It’s crucial that you understand what you want and what you need before you select a new home. Make a list to solidify your understanding of your priorities. You may think you know what you want, but putting it down on paper is the best way to really be sure. Consider things like proximity to family and friends, medical facilities, activities that are important to you, city-versus-country living, and style of home.
Understand Your Needs
You may have a great understanding of what you want, but make sure your needs are realistic. Retirement facilities vary quite a bit when it comes to services offered. Some places may offer no services, but simply have homes that are restricted to those of retirement age. Other facilities will offer the full range of services a senior may need. Decide not only what services you need now, but also what services you may need in the future, especially if you don’t want to take on another move.
Figure Out Your Finances
It’s essential that you have enough money going into retirement. You’ve worked hard for your retirement savings, so be sure that you choose a facility that will allow you to use that money without running out. Make a careful survey of your savings and income to determine how much you can afford to spend per month. Be sure to consider not just the cost of your facility, but also extra expenses such as food, entertainment, clothing, and travel.
See For Yourself!
When you’ve done your research and narrowed your selections down to a few, make more than one visit to tour them. Take the official tour and then visit again at another time to be sure you get an accurate picture of what life is like there. Talk to the residents and employees to find out if there are any complaints. Most states provide a list of licensed facilities and staff, as well as a register of complaints that may have been filed in the past.
When you take the time to consider your needs and finances and to research retirement homes, you will certainly find the best place to spend your retirement in Minnesota.